3-Steps to Buying Your Next Home

Here is a 3 step plan to finding and buying your next home:

Written by , on Sept 14, 2015. Original post from zillow.com/blog.

Chances are you’ve considered buying a home — maybe you even attended a couple of open houses and ran the numbers. But once you get serious, there are a few points you need to consider before signing a contract and heading to your closing.

Buying a home takes more time and research than, say, buying a tablet or smartphone. Before diving in, it’s important to understand the process. Every home buyer’s journey happens on a slightly different timeline, but here are some steps every prospective buyer should take.

1. Search and discover

The home-buying process often occurs organically, and may begin a year or more before the actual purchase. You’ll get started by viewing home listings online to discover what types of homes you can get in different price ranges.

Look at homes in your favorite neighborhoods, and review statistics and reports on home values. Use this time to dream about some of your favorite home features, and start to put together your list of priorities.

Most buyers will find a property during this phase that prompts them to move to the next stage.

2. Do the math and your required homework

Most would-be home buyers need a mortgage to purchase a home. While the process has gotten easier as we’ve moved farther away from the financial and lending crisis, it can still be challenging if you’re not prepared.

You need to know what you can afford, the types of loans available and how what you can afford will affect your home search. Pull your credit report, and understand your financial situation. Then you can get pre-approved.

Many buyers need to repair their credit score, save more money or allow cash to season for some time before buying. Use the next few months to address any financial issues.

3. Dive in and have fun

At some point along the way, you should connect with a local real estate agent. (The sooner the better) These relationships form early, and having that person beside you during your search should be invaluable.

Go to open houses, make appointments and see as many homes as possible. Before making an offer, you’ll need to know the market inside and out. The more homes you see, the more you will know about your local real estate market, and the more confidence you will have when that dream house comes along.

And if you miss out on a deal or two, it’s okay. It’s all part of the process. Don’t feel rushed, and realize that the home search often becomes a part-time job. Have fun with it.

If you find yourself in the real estate market prior to doing significant research, you may be jumping the gun. Unlike a tablet, smartphone or even a car, a home is a long-term investment — and a special one at that. It’s where your life will happen. Move too quickly and buyer’s remorse can creep in.

 

Bozeman Real Estate Overview

Bozeman Real Estate overview for week ending August 12th

Bozeman Real Estate

The Average home price for Bozeman is $317,193 (Zipcode 59718)

According to Trulia, there are 1,143 new homes and resale homes currently on Trulia. The average listing price for homes for sale in Bozeman for the week ending August 12th was $425,847. This was a 5.1% increase ($20,670) campaired to the prior week.

Here are some Bozeman Community Statistics!:

Household Income- Median: $32,156   State Average: $33,024

Family Income- Median: $41,723   State Average: $40,487

Per Capita Income- Median: $16,104  State Average: $17,151

Value of Owner-Occupied Housing Units – Median: $137,300   State Average: $99,500

Bozeman Montana is smokey

It seems to be a little smoky in Bozeman Montana today Aug15,2015.The fires are not here in or near our town but up at the state parks ,Canada ,Idaho or other places in Montana .That’s the way it is in Montana. It changes so fast if you don’t like what is happening today no worries It will be perfect for you tomorrow and the night air is as cool as can be. With all the great scenery and fishing what is there not to like about this great state.Webbs Real Estate in Bozeman Montana

Home Organization Tips!

Check Out These 5 Best Organizing Websites To Help The Perpetually Messy

Do you want to clean-up that messy closet? Maybe get rid of that stack of mail piled up on the kitchen counter? Then take a look at these 5 Top websites that can help the most un-organized become organized!

How To Create an Emergency Evacuation Kit

From Zillow Blog, Tips and Advice

TIPS & ADVICE / STORY / BY MARY BOONE ON 22 JUL 2015

BROUGHT TO YOU BY State Farm

From hurricanes to earthquakes and wildfires, natural disasters can be frightening. While these emergencies come in many forms and may require anything from a brief absence to permanent evacuation, there’s one thing you can do to ensure your safety — prepare.

If you’re forced to leave your home, you may have less than a minute to get out. Having an emergency evacuation kit packed and ready to go could mean the difference between your wellbeing and hardship.

“You can’t control disasters, but you can control how prepared you are for them,” said Rafael Lemaitre, director of public affai rs for the Federal Emergency Management Agency. “The outlook for the coming Atlantic hurricane season, for example, looks to be quieter than normal, but all it takes is one to affect you and your community. It only takes one disaster to change your entire life, so it makes sense to prepare.”

What you’ll need

Beyond stocking up on nonperishable food, water, flashlights and clothing, you need to collect important documents to include in your evacuation kit.

Your kit should include:

  • Cash: In small bills. If the power is out, you won’t be able to make withdrawals from an ATM.
  • Identification: Copies of your driver’s licenses, Social Security card, birth certificate and marriage records.
  • Insurance: Copies of home, auto and health policy information.
  • Banking: Savings and checking account numbers.
  • First-aid kit: The American Red Cross recommends bandages in various sizes, gauze pads, adhesive cloth tape, antiseptic wipe packets, antibiotic ointment, hydrocortisone ointment, an oral thermometer, non-latex gloves, scissors, tweezers and aspirin.
  • Medication: Keep at least a seven-day supply of essential medications in your evacuation kit and determine how often you should replace stored medication. Have extra copies of prescriptions or leave a copy of your prescriptions on hold with a national pharmacy chain or with a relative who lives some distance away.
  • Legal: Copies of wills or power-of-attorney documents.
  • Contact information: Doctors, family members, friends and work contacts, among others.
  • Connectivity: An extra cellphone charger or portable charging unit for your phone. Solar and wind-up chargers are available, while others use small batteries.
  • Navigation: A map of your city or region that includes street names and public transportation information. Disasters often force detours and changing traffic patterns; a map will help keep you from getting lost.

Pulling it all together

Use a large water-resistant backpack or duffel bag to hold your emergency kit. Look for bags with padded shoulder straps and waist straps to help distribute weight and make it easier to carry long distances. Experts suggest keeping documents inside a waterproof container in your evacuation backpack or duffle.

Store your emergency supplies in a safe place where you can grab them easily.

“Studies have proven that the more prepared people are, the less anxious they are and the more quickly they recover from disaster,” said FEMA’s Lemaitre. “It only takes a few minutes a couple times a year to make sure your family’s evacuation kit is up to date, but it’s an important investment to make for you, your family and your children.”

Life is infinitely easier with support and guidance. Now that you have the tools to embrace your future with confidence, let State Farm® help you to protect it.

About the Author

MARY BOONE

Mary was a newspaper writer/editor for 13 years and worked as spokesperson for a Fortune 500 Company before becoming a freelance writer. She has authored more than two dozen books for young readers and writes for a handful of regional home and garden magazines.

Original Post Link: http://www.zillow.com/blog/emergency-evacuation-kit-180114/

 

What is comps in the market

When buying or selling a home it is important to find out what the market is bringing in cash dollars for homes like the one you are buying or selling. Having your realtor pull up similar homes in the same location ,age of home and size are all important factors to determine what the homes value is worth .